Accept Payments Across Ethiopia In Minutes

Secure, seamless digital payments for Ethiopian businesses — one integration for Telebirr, CBE Birr, M-PESA, Amole, bank transfers, and international cards.

  • Secure Payments
  • Fast Integration
  • Merchant Dashboard
  • API Ready
dashboard.sikinapay.com

Welcome back, Abebe 👋

Overview

Revenue

20.26M

+2.4%Birr

Available Balance

50.1M

+5.2%Birr

Payments

121

-7.88%txns

Success Rate

98.4%

+0.6%

Payment Methods

Telebirr48% · 58 txns
CBE Birr27% · 33 txns
Bank of Abyssinia18% · 22 txns
Dashen Bank5% · 8 txns
Wegagen Bank2% · 8 txns

Revenue Trend

Daily payment volume in Birr

7D30D90D1Y

Recent Transactions

View all
AH

Amina Habte

M-PESA

1,250,000 Birr

success
KO

Khalid Omer

Telebirr

480,000 Birr

pending
LM

Liya Mekonnen

Amole

92,500 Birr

success
YA

Yusuf Abebe

Cooperative Bank

3,400,000 Birr

success

Accept payments through Ethiopia's most popular payment methods

Telebirr
Telebirr
CBE Birr
CBE Birr
M-PESA
M-PESA
Amole
Amole
Awash Bank
Awash Bank
Dashen Bank
Dashen Bank
Bank of Abyssinia
Bank of Abyssinia
Wegagen Bank
Wegagen Bank
Cooperative Bank
Cooperative Bank
Telebirr
Telebirr
CBE Birr
CBE Birr
M-PESA
M-PESA
Amole
Amole
Awash Bank
Awash Bank
Dashen Bank
Dashen Bank
Bank of Abyssinia
Bank of Abyssinia
Wegagen Bank
Wegagen Bank
Cooperative Bank
Cooperative Bank

Built for reliability. Proven at scale.

24hr

Funds in your account next day

99.9%

Uptime and Reliable infrastructure

500+

Merchants Served

256-bit

Bank-grade security on every transaction

WHY SIKINA PAY

Built to help Ethiopian businesses accept digital payments

Real-Time Dashboard

Track every transaction, settlement, and customer payment with live analytics and reports.

dashboard.sikinapay.com

Transactions

Dashen BankBr8,500.00Abebe LemmaDone
Ethiopian AirlinesBr1,250.50Senait KebedeDone
Hilton AddisBr4,700.00Tarik DibabaDone
Radisson BluBr6,100.00Hanna ArayaDone
Sheger TaxiBr500.00Eyob AlemuDone

Fast Settlement

Receive funds in your bank account within 24 hours. No long holding periods.

< 24h

Easy Refund Management

Process refunds directly from your dashboard. Keep customers happy with quick, transparent refunds.

Refund Live
User Name
2s
RequestApproveProcessRefunded

Accept Every Payment Method

Telebirr, CBE Birr, M-PESA, Amole, bank transfers, and international cards

Sikina Pay
Payments Made Simple

Manage Every Payment from a Single Dashboard.

dashboard.sikinapay.com

Welcome back, Abebe 👋

Overview

Revenue

20.26M

+2.4%Birr

Available Balance

50.1M

+5.2%Birr

Payments

121

-7.88%txns

Success Rate

98.4%

+0.6%

Payment Methods

Telebirr48% · 58 txns
CBE Birr27% · 33 txns
Bank of Abyssinia18% · 22 txns
Dashen Bank5% · 8 txns
Wegagen Bank2% · 8 txns

Revenue Trend

Daily payment volume in Birr

7D30D90D1Y

Recent Transactions

View all
AH

Amina Habte

M-PESA

1,250,000 Birr

success
KO

Khalid Omer

Telebirr

480,000 Birr

pending
LM

Liya Mekonnen

Amole

92,500 Birr

success
YA

Yusuf Abebe

Cooperative Bank

3,400,000 Birr

success
Built for Developers

Integrate payments with a few lines of code

Our REST API is clean, documented, and comes with SDKs for Python, Node.js, PHP, and Java. Spin up a sandbox, test your integration, and go live — all without waiting for manual approvals.

// Initialize Sikina Pay checkout
const response = await fetch(
"https://api.sikinapay.com/v1/checkout",
{
method: "POST",
headers: {
"Content-Type": "application/json",
"Authorization": "Bearer sk_live_YOUR_API_KEY"
},
body: JSON.stringify({
amount: 2500.00,
currency: "ETB",
description: "Order #1234",
payment_methods: [
"telebirr",
"cbe_birr",
"mpesa"
],
callback_url: "https://your-site.com/webhook",
redirect: {
success: "https://your-site.com/success",
cancel: "https://your-site.com/cancel"
}
})
}
);
 
const { checkout_url } = await response.json();
// Redirect customer to checkout_url
Developer Experience

A dashboard built for developers

Live Webhook Logs

Streaming
user.createdProduction2s ago
invoice.failedRead Only5s ago
message.sentDevelopment8s ago
payment.processedProduction12s ago

Avg Response Time

< 200ms

Live ModeTest Mode

API Key Management

Create, rotate, and revoke API keys with granular permissions and environment controls.

Live Webhook Logs

Monitor real-time webhook deliveries with request payloads, response status, and retry attempts.

Low Latency

< 200ms average response, Built for speed with global CDN, edge caching, and optimized routing for minimal latency.

Test & Live Modes

Seamlessly switch between test and live environments with separate keys and data isolation.

SECURITY FIRST

Bank-grade protection on every transaction

Security is not a feature — it is the foundation. Sikina Pay encrypts, monitors, and verifies every payment so your business and your customers stay protected.

  • 256-bit Encryption

    Every transaction is protected end-to-end with bank-grade TLS and AES-256 encryption.

  • Compliance-ready Structure

    Built on PCI-DSS-aligned controls with full audit trails for every payment event.

  • Real-time Fraud Monitoring

    Continuous transaction screening flags anomalies before they reach your ledger.

  • Transaction Protection

    Idempotent APIs, automatic retries, and guaranteed webhook delivery keep funds safe.

Mobile experience

Effortless payments, built for Ethiopia

Simple defaults, direct integrations, and advanced customization means Sikina Pay will scale with you.

  • Mobile-first design for every device
  • One-click customer payments
  • Bank-grade security, private by default
  • Settlement management
Sikina Pay

Total Amount

90,000 Birr

Select Payment Method

Telebirr
Telebirr
CBE Birr
CBE Birr
M-PESA
M-PESA
Amole
Amole
Awash Bank
Awash Bank
Dashen Bank
Dashen Bank
Bank of Abyssinia
Bank of Abyssinia
Wegagen Bank
Wegagen Bank
Cooperative Bank
Cooperative Bank
CUSTOMER STORIES

For startups, enterprises, and everyone in between.

Simple defaults, direct integrations, and advanced customization means Sinkinapay will scale with you.

E-Commerce
E-Commerce
ONLINE CHECKOUTAPI INTEGRATION
E-Commerce
E-Commerce
ONLINE CHECKOUTAPI INTEGRATION
Service Businesses
Service Businesses
PAYMENT LINKSQR PAYMENTSCUSTOMER MANAGEMENT
Marketplaces
Marketplaces
ONLINE CHECKOUTMOBILE DASHBOARD OVERVIEW
Insurance
Insurance
RECURRING PAYMENTSMID-SIZE
Logistics
Logistics
MERCHANT PAYMENTSCASH ON DELIVERY
Social Commerce
Social Commerce
PAYMENT LINKSINSTANT PAYOUTS
How It Works

Go live in three simple steps

Getting started with Sikina Pay is fast and straightforward. No lengthy paperwork, no complicated setup.

Business name

Phone number

01

Create Account

Sign up in 2 minutes with your business details. Get your API keys and dashboard access instantly.

Direct API

REST API Integration

SDKs

React, Vue & JS Integration

Payment Links

No-code Integration

Hosted Checkout

Ready-made Payment Page

02

Integrate

Add our checkout to your website or app with a few lines of code. Use our REST API, SDKs, or hosted checkout page.

Available balance↑ 18.2%

ETB 156,800

↓ Withdraw to Bank
TelebirrCBE BirrM-PESAAmoleAwash BankDashen Bank
03

Get Paid

Start accepting payments from Telebirr, CBE Birr, M-PESA, and banks. Receive settlements to your bank account.

REAL IMPACT FOR REAL CUSTOMERS

The proof is in the people

How SikinaPay streamlined payment processing and reduced transaction times from hours to minutes

500+ MERCHANTSETHIOPIA'S TRUSTED PAYMENT GATEWAY· 6 MINS READ

Hours → Minutes

AVERAGE TRANSACTION PROCESSING TIME

~70%

AUTOMATED RECONCILIATION BEFORE MANUAL REVIEW

"We're only a small shop, so I was nervous about taking payments online. SikinaPay just quietly works — customers pay with Telebirr and we get on with our day."

Meron Alemu

Founder · Habesha Threads

"Setup was simpler than I expected, and the team stayed patient with my questions. Settlements land the next day, just like they told us."

Yonas Girma

Operations Lead · Addis Grocers

"Reconciliation used to take up my whole morning. Now most of it is handled for me and I only check the few that really need a second look."

Selamawit Bekele

Finance Manager · Lomi Café

"As a developer I just appreciate honest docs. I had a test payment running the same afternoon — nothing fancy, it simply made sense."

Nahom Tesfaye

Software Engineer · Gebeya Tech

How SikinaPay built a data-driven approach to payment security and fraud detection

300+ PARTNERSPAYMENT OPERATIONS· 4 MINS READ

60% → 75%

INCREASE IN SUCCESSFUL PAYMENT AUTHORIZATIONS WITHIN ONE CYCLE

Reduce Payment Delays

OPTIMIZED ACROSS TRANSACTION TYPES AND USER SEGMENTS

Frequently asked questions

Find clear answers to all your questions quickly.

Need guidance?

We are ready to help.

Book a meeting

Sikina Pay supports every major Ethiopian payment channel: Telebirr, CBE Birr, M-PESA, Amole, bank transfers from Awash, Dashen, Bank of Abyssinia, Wegagen, Cooperative Bank, and international cards.

Most teams go live within a day. Use our REST API, official SDKs for Python, Node.js, PHP and JavaScript, or drop in a no-code payment link with zero engineering.

Funds land in your bank account within 24 hours. There are no long holding periods, so your cash flow stays healthy.

Every transaction is protected with 256-bit, bank-grade encryption. We are built private by default and never store sensitive card data on your servers.

A registered business speeds up verification, but you can start in test mode immediately and complete verification as you grow.

Transparent, pay-as-you-go pricing with no setup or monthly fees. You only pay a small percentage per successful transaction.

Yes. Every account includes a full sandbox with separate test keys so you can simulate the entire payment lifecycle before going live.

Ready to accept payments across Ethiopia?

Join hundreds of businesses using Sikina Pay to accept Telebirr, CBE Birr, M-PESA, and bank payments. Create your free account today and go live within 48 hours.